Populating controls in FormView Insert or Empty empty template with default values

FormView doesn't make it easy for a developer when he wants to populate the controls in a empty or insert template with default values.  After doing some search, I found out one way to accomplish this is to override ItemCreated event as follows:

        protected void fvMine_ItemCreated(object sender, EventArgs e)

        {

//if the current mode in insert mode

              if (fvMine.CurrentMode == FormViewMode.Insert)

              {

//get a reference to the control

                            txt = (TextBox) fvMine.Row.FindControl("txtCity");

                            if (txt != null)

                            {

// populate it with a default value

                                txt.Text = "New York";

                            }